If you receive a notice about the availability of millions of dollars, it’s probably an overseas scam artist or trial lawyer dangling a class action settlement. Pick your poison, as both are likely to cost you money rather than increase the size of your bank account. The main difference? Scam artists steal your money upfront, whereas trial lawyers take it from you in the form of higher consumer prices to finance their luxury lifestyles. Don’t despair, help is on the way. H.R. 985, the Fairness in Class Action Litigation (FICALA) by Rep. Bob Goodlatte, seeks to level the playing field for people with legitimate claims, ensuring they are properly compensated before the lawyers.