Texans know what happens when lawsuit abuse gets out of control: higher costs for families, fewer options for consumers, and a legal system skewed toward jackpot justice instead of fairness. In Florida, bold reforms are already proving that smart litigation reform can deliver real benefits for consumers.

As the Wall Street Journal Editorial Board put it, “Florida Gov. Ron DeSantis’s litigation reforms are starting to pay off for the state’s citizens in a big way. Auto and home insurers are announcing rate cuts, and get this, even issuing rebates.” (11/11/25)

This outcome stemmed from serious action. In 2023, Gov. DeSantis and the Florida Legislature passed one of the most comprehensive lawsuit reform packages in state history. According to Florida Politics, the changes “repealed ‘one-way’ attorney fees, set clear limits on bad-faith claims, and ensured that only actual medical costs, not inflated or speculative charges, could be used in court.” The goal was clear: safeguard valid claims while putting an end to the jackpot-justice mindset that turned Florida into the lawsuit capital of America. (Jeff Nelson, Florida Politics, 11/5/25)

The results speak for themselves: The Center Square, citing how “frivolous lawsuits against property insurance companies dropped 25% in the first half of 2025 compared to the same period in 2024, due to tort reform,” in Florida. (11/3/25)

Consumers see the difference: “the latest cuts add up to a total of $1 billion in savings when combined with previous reductions over the last two years.” (11/1/25)

These reforms are yielding real, measurable outcomes: fewer lawsuits, lower premiums, and a more equitable system for all.

These are the results ambulance chasers fear. They observe the situation in Florida—where frivolous lawsuits are dropping, costs are decreasing, and consumers are genuinely benefiting—and realize it poses a threat to their scheme. This is the reason they are rushing to manipulate the narrative, inundate the media with fearmongering, and purchase influence wherever possible.

Ambulance chasers cannot afford for Texans to see what real reform looks like because, once people do, the lawsuit gravy train goes off the rails.

Here in Texas, Senate Bill 30—patterned on Florida’s law—would have ended the manufacturing of medical damages, delivering immediate relief to all Texans. It’s time to finish the job. Florida’s success proves what is possible when leaders put consumers first and stop letting lawsuit abuse drive up costs.